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Construction Law Authority / Posts tagged "claims"

Insurance Considerations post-Baltimore

Let me start with the caveat that I am not getting into the political or race issues at the heart of recent events in Baltimore. However, from the point-of-view of someone working in construction and insurance law, the insurance and rebuilding questions created by the protests/riots in these cities is of great interest. Although the specific article here references insurance issues and struggles to rebuild in Maryland, similar concerns and analyses would apply anywhere that such events take place. As the article from Insurance Business America notes, many small businesses have been unable to reopen post damage as they are caught in a web of what is and is not covered under their applicable policies. Many questions loom: does the property insurance policy afford coverage; what about the Business Interruption policy; what are the applicable deductibles? As is typical of any insurance coverage the devil is in the details of the specific...

A Condominium Association’s Guide to Construction Defects Claim Documentation

During the early stages of investigating and asserting a claim for construction or design defects, condominium associations and individual unit owners are often asked by their attorneys to produce documents relevant to their potential claims. The following is an illustrative, and by no means exhaustive, listing of the types of documents condominium associations or unit owners should have on hand to assist their attorney in initiating a construction or design defects claim:   All recorded Governing Documents, Declarations of Condominium, Master Covenants and the like, including any Amendments to same; Developer’s Prospectus or Offering Circular; Developer’s sales and promotional materials describing the property; All documents evidencing the date of Turnover from a Developer-controlled Board to an elected Board of Directors controlled by a majority of unit owners. For example, this could include: ·        Meeting minutes containing the...